Review by Michael Lee, Austin Texas

As an insurance agent specializing in employee benefits for over a dozen years, I have observed premium rates reach levels that over 40% of the nation’s employers feel they can no longer offer group health plans to their employees. Each week I read a host of articles proclaiming our dilemma is caused by a particular cause. I have long sensed that no single reason or condition was the complete reason for our insurance crisis.

Mr. Shupe’s book, The Bitter Pill, clearly addresses a myriad of causes and cost drivers creating our current situation. Mr. Shupe takes the reader on an illuminating journey of how group insurance began and how we arrived at the state we are in today. By identifying all of the underlying reasons for our crisis, the reader gains a complete understanding of the complexity of the problem. Mr. Shupe provides viable solutions that could return America’s employers to providing the delivery system of health insurance as it once was.

As an agent, this book is a must read. Mr. Shupe’s experience and insight into health insurance enables any agent to intelligently answer consumer’s questions regarding ever increasing premiums. As an employer, consumer, provider or politician, “The Bitter Pill” can assist anyone to identify their part of the problem and solutions they should strive for.

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